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| SECURITY DEPOSIT PROTECTION For a fee of $69 per reservation, you may obtain the Security Deposit Protection Insurance (SDP), offered by AIG Travel Guard. This Insurance will cover up to $3,000 of accidental damages done during your stay and reported to our office. This insurance must be added by the final payment due date; please call before your last payment is due if you would like to add the coverage to your reservation. Benefits If, during a Stay at a Rental Property, an Insured Person, cause[s] any damage to or theft of, real or personal property of the Rental Property as a result of inadvertent acts or omissions, the Company will reimburse the Policyholder for the cost of repair or replacement of such property up to Maximum Benefit of $3,000. “Insured” means a person who: (a) is a registered guest at a Rental Property; (b) completes any required enrollment form for Security Deposit Protector coverage; and (c) for whom premium has been paid before the last payment is due. “Insured Person” means the Insured and all persons booked to share the same unit of accommodations at the Rental Property. Effective Dates: The Security Deposit Protector coverage will take effect on the date and time the Insured checks-in as a registered guest at the Rental Property, provided the appropriate premium has been paid. Termination Date: The termination date is the actual date of departure of the Insured from the Rental Property. As an Insured under this program, staying at a Rental Property, the Insurer will pay on your behalf (subject to the limits of coverage and the exclusions below) for the theft or damage to covered real or personal property of the Rental Property owner located within the Rental Property occupied by you, which is a result of your inadvertent acts or omissions. Not Covered The Security Deposit Protector has certain conditions. The program will not pay a benefit for theft or damage resulting from: a) Natural Disaster; b) Intentional acts of an Insured Person; c) Gross negligence, willful and wanton conduct by an Insured person; d) Any cause, if the Insured does not report the loss or damage to the staff of the Rental Property by the Termination Date; e) Normal wear and tear of the Rental Property unit; f) loss of use of the Rental Property unit; g) theft or damage to any property owned by or brought by an Insured Person onto the Rental Property premises; h) theft or damage caused by anyone visiting other than an Insured Person; j) theft without a valid police report; j) damage without a valid police report unless the damage is caused by an Insured Person; k) damage or theft in a Rental Property unit if the number of persons occupying the unit exceeds that unit’s occupancy limit. Rule All damage or theft for which a claim may be made must be reported to Earth, Sea and Sky Vacations no later than the check-out date. PROTECTION PLUS TRIP INSURANCE Our clients are also invited to purchase Protection Plus Trip Insurance, provided by Travel Guard International. Here are some of its basic benefits: Trip Cancellation and Interruption Pays for forfeited, non-refundable, unused payments or deposits due to:
Not Covered:
$400 Travel Delay  Reimburses up to $100 a day for additional accommodations and traveling expenses (i.e., hotel, rental car, flight-change fees) if delayed for 12 hours or more due to:
$400 Baggage Delay
$10,000 Medical Expense 
$500,000 Emergency Medical Transportation
Pre-Existing Medical Condition Exclusion Applicable to All Coverages The insurance above will not pay for loss or expenses incurred as the result of injury or sickness of an insured or family member which manifests itself during the 60 days immediately preceding and including the effective date. That is, unless the condition is controlled through the taking of prescription drugs or medication, and remains controlled throughout the 60-day period. A sickness has manifested itself when: (a) medical care or treatment has been given; or (b) symptoms exist which would cause a reasonably prudent person to seek diagnosis, care or treatment. In order for the insurance to cover any loss or expenses incurred as a result of injury of an insured or family member that manifests during the 60-day period noted above, the insurance must be purchased within 14 days of your reservation deposit. Travel Guard Assistance - a Service Benefit 
Termination Date: All coverage ends on the earlier of (a) the date the trip is completed; (b) the scheduled trip completion date; (c) the insured’s arrival at the return destination on a round trip, or the destination on a one-way trip; (d) cancellation of the trip covered by the policy. The effective date is the date premium is paid. Please note: This is not a full explanation of policy benefits and terms. For a complete description, see the Protection Plus Trip Insurance brochure included in your trip confirmation package. Policy coverage is subject to change without notice. Travel insurance can be added up to 30 days prior to arrival date, or up to the date of final payment, whichever comes first. If selected, Travel Guard will be applied to all services and accommodations arranged through Earth, Sea and Sky Vacations, with the exception of Golf reservations, which cannot be insured through Earth, Sea and Sky Vacations. If you have any questions about coverage, please call Travel Guard at 1-866-221-8080. Travel Guard is 7% of total reservation cost. Refer to product number 008085P1 7/07. |
